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Loan Against Property

Unlock the value of your property

LAP up to ₹10 Cr at rates from 9.25% p.a. with tenure up to 20 years.

Home / Loans / Loan Against Property

Interest Rate

Starting 9.25% p.a.

Loan Amount

Up to ₹10 Cr

Tenure

Up to 20 years

Key Benefits

Why choose our Loan Against Property?

  • Up to 70% of property value
  • Multipurpose use
  • Lower rates than personal loan
  • Long repayment tenure
  • Both residential & commercial accepted
  • Quick disbursal in 7 days
Top Features

What makes it different

  • Overdraft option available
  • Top-up facility
  • Transparent processing
  • Online application
  • Doorstep service
  • Flexible EMI options
Eligibility

Are you eligible?

  • Salaried / Self-employed
  • Age 21-70
  • Own residential/commercial property
  • Clear title required
  • Min income ₹35,000/mo
Documents

What you'll need

  • PAN & Aadhaar
  • Income proof (ITR/salary slips)
  • Bank statements
  • Property papers & valuation
  • Existing loan statement (if any)
EMI Calculator

Loan Against Property EMI Calculator

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Interest Rate
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Get your Loan Against Property approved today

Our loan expert will call you within 30 minutes with the best offer from 30+ banks.

FAQ

Frequently asked questions

Can I get LAP on commercial property?

Yes — residential, commercial and industrial all accepted.

What is the LTV ratio?

Up to 70% for residential, 60% for commercial.

Can I take LAP on rented property?

Yes, with valid lease and ownership documents.