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Property BT / Top-Up

Switch your home loan, save lakhs

Transfer your existing home loan and get top-up at rates from 8.50% p.a.

Home / Loans / Property BT / Top-Up

Interest Rate

Starting 8.50% p.a.

Loan Amount

Up to ₹5 Cr

Tenure

Up to 30 years

Key Benefits

Why choose our Property BT / Top-Up?

  • Lower EMI immediately
  • Top-up at home loan rates
  • No foreclosure on floating
  • Save up to ₹15 lakh in interest
  • Free property revaluation
  • Fast 7-day processing
Top Features

What makes it different

  • Zero hidden charges
  • Lower processing fee
  • Top-up multipurpose use
  • EMI reduction tools
  • Free legal & technical
  • Doorstep BT executive
Eligibility

Are you eligible?

  • Existing home loan 12+ months old
  • Good repayment track record
  • CIBIL 700+ preferred
  • Property value ≥ outstanding
  • Age 21-70
Documents

What you'll need

  • Existing loan statement (12 months)
  • Sanction letter & list of documents
  • PAN, Aadhaar, KYC
  • Income proof
  • Property papers
EMI Calculator

Property BT / Top-Up EMI Calculator

Loan Amount
Interest Rate
Tenure
Monthly EMI
Total Interest
Total Payable
Apply in 30 seconds

Get your Property BT / Top-Up approved today

Our loan expert will call you within 30 minutes with the best offer from 30+ banks.

FAQ

Frequently asked questions

How much can I save?

A 1% rate cut on ₹50 lakh, 20 yr can save ₹7-10 lakh in interest.

What is top-up limit?

Usually up to 90% of current property value minus outstanding.