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Micro Business Loan

Fuel your business growth

Collateral-free business loans up to ₹50 lakh at rates from 14% p.a.

Home / Loans / Micro Business Loan

Interest Rate

Starting 14% p.a.

Loan Amount

Up to ₹50 Lakh

Tenure

Up to 5 years

Key Benefits

Why choose our Micro Business Loan?

  • No collateral required
  • Disbursal in 48 hours
  • Flexible tenure 12-60 months
  • Minimal documentation
  • Pre-approved offers
  • Multi-purpose use
Top Features

What makes it different

  • Working capital / expansion
  • Equipment / inventory purchase
  • Bridge financing
  • Online application
  • EMI on reducing balance
  • Part-prepayment allowed
Eligibility

Are you eligible?

  • Business vintage ≥ 1 year
  • Annual turnover ₹10L+
  • Age 22-65
  • Indian citizen
  • CIBIL 700+ preferred
Documents

What you'll need

  • PAN & Aadhaar (proprietor & business)
  • GST registration
  • 12 months bank statements
  • Last 2 yrs ITR with financials
  • Business registration proof
EMI Calculator

Micro Business Loan EMI Calculator

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Get your Micro Business Loan approved today

Our loan expert will call you within 30 minutes with the best offer from 30+ banks.

FAQ

Frequently asked questions

Is collateral needed?

No — loans up to ₹50 lakh are fully unsecured.

How fast is disbursal?

Approval in 1-2 days, disbursal within 48 hours.